Why are service conditions of formal sector loans better than informal sector

Money and Credit (10)

Why are service conditions of formal sector loans better than informal sector ? Explain.

Answer

Formal sector are better than informal sector:

  1. Low interest rate
  2. Transparency
  3. Supervision by the Reserve Bank of India on the functioning of the formal sector.
  4. No use of unfair means for getting the money back
Exam Year: 2019